Loan Purpose

  • Purchase (Including Delayed Purchase Within 180 days Without Financing)

  • Rate/Term Refinance

  • Cash-Out Refinance

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Loan Product

  • 30-year Fixed Rate Mortgage (FRM)

  • 5/1 Adjustable Rate Mortgage (ARM)

  • 7/1 ARM

  • 10/1 ARM

*IO Options are Available

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Loan to Value ("LTV")

  • Up to 80%

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​Loan to Cost ("LTC")  

  • Up to 85%

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Minimum Property Value

  • $100,000

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Minimum Loan Amounts

  • $55,000 for Single Family

  • $75,000 for 2-4 Family

  • $100,000 for 5-8 Units

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Maximum Loan Amounts

  • $2,000,000* for Single Family

  • $3,000,000* for 2-4 Family

  • $3,000,000* for 5-8 Units

*Larger loan balances are only permitted on an exception basis that requires Invigorate Scenario Desk Review.

Other

Product Offerings

Residential Products

Business Purpose Products

Eligible Property Types

  • Single Family Residence (SFR)

  • 2 to 4 Family

  • 5 to 8 Units Warrantable Condominiums (FNMA Guidelines)

  • Townhomes

All properties must be in lease-ready condition.​

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Property Locations

  • Major MSA’s and secondary markets

  • No Rural Properties (as designated on appraisal)

(Product not available in Alaska, Hawaii, Puerto Rico, US Virgin Islands.)

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Eligible Borrowers

  • U.S Citizens/Permanent Resident Aliens

  • Non-US Residents

  • Foreign Nationals

  • LLCs, LPs, Trusts & Corporations 

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Recourse

  • Recourse and Non-recourse Options Available

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Minimum Credit Score

  • 650